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Itt vagyunk: Főoldal > Gazdaság > portfolio.hu > Veszélyes pszichológiai csapdák fenyegetik a nyugdíjra megtakarító magyarokat – Hogyan döntsünk jól?
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Veszélyes pszichológiai csapdák fenyegetik a nyugdíjra megtakarító magyarokat – Hogyan döntsünk jól?
A nyugdíjcélú öngondoskodás nagy ellentmondása, hogy miközben az önkéntes nyugdíjpénztárba való korai belépés és a tudatos portfólióválasztás milliós nyugdíjtöbbletet jelentene, a hazai lakosság jelentős része mégis halogatja azt. Ráadásul a belépést követően sem feltétlenül dönt jól. A minimális tagdíjbefizetések és azoknak az inflációtól elmaradó növekedése, illetve az alapportfóliókhoz ragaszkodás egyaránt a túlzott óvatosságra utal. A viselkedési közgazdaságtan szerint a tudatalatti döntési mechanizmusok gyakran kevésé jó megtakarítási döntésekhez vezethetnek. Pedig minden 10 év halogatás felezheti a nyugdíjmegtakarítás összegét.
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Az oldal további hírei...
Last ten...
The flu vaccines have arrived: we show you who can get the vaccine for free
Influenza vaccination has become available in general practitioners nationwide, 650,000 doses of vaccine have been delivered so far, announced the ...
Tens of thousands of people will have to change their identity cards, the ministry warns
Approximately 30,000 people still use old, book-shaped identity cards, which can be used in certain cases until December 31. ...
More than 25,000 Hungarian motorists will have to say goodbye to the green license plate - and they will also have to pay for it
Owners of plug-in hybrid cars must change their vehicle's green license plate no later than November 30. ...
The department store chain has announced that it will open a new unit in Budaörs
Bauhaus will open its fourth Hungarian specialty store in Budaörs at the end of 2027, the DIY store chain announced on its LinkedIn page. ...
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